At SEF, transparency is one of our core values. The table below presents our financial results and other key statistics:
| Indicator | Jul 2024 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
|---|---|---|---|---|---|---|
| Number of active clients | 157,919 | 155,632 | 148,548 | 180,892 | 213,635 | 210,093 |
| Women clients | 99% | 99% | 99% | 99% | 99% | 99% |
| Value of loans outstanding | R 438.8 million | R 458.5 million | R 438.9 million | R 567.5 million | R 647 million | R 663 million |
| Current average loan size in loan portfolio | R 4,075 | R 4,065 | R 4,187 | R 4,384 | R 4,382 | R 4,337 |
| Number of loans disbursed since inception | 5,670,561 | 5,641,189 | 5,255,961 | 4,875,062 | 4,426,854 | 3,925,271 |
| Amount disbursed since inception | R 18 billion | R 17.89 billion | R 15.99 billion | R 14.53 billion | R 12.72 billion | R 10.70 billion |
| Bad debt rate (YTD) | 0.3% | 3.8% | 6.7% | 6.5% | 4.1% | 0.8% |
| Portfolio at risk > 30 days | 1.0% | 1.2% | 4.1% | 6.3% | 3.9% | 4.9% |
| Current rescheduled loans | R 1,201,572 | R 1,244,322 | R 1,418,164 | R 1,184,695 | R 989,819 | R 1,150,933 |
| Death write-offs (YTD) | R 287,275 | R 3,256,992 | R 3,604,831 | R 6,151,764 | R 8,208,331 | R 3,812,988 |
| Total savings held by clients | R 100.9 million | R 92.5 million | R 75.3 million | R 85 million | R 126 million | R 72.8 million |
| Total staff | 803 | 800 | 886 | 934 | 966 | 961 |
| Total operations staff | 661 | 654 | 708 | 751 | 780 | 787 |
| Clients per loan officer | 290 | 290 | 249 | 285 | 325 | 317 |
| Operational self-sufficiency | 107% | 95% | 96% | 106% | 116% | 106% |
| Financial self-sufficiency | 107% | 95% | 96% | 106% | 116% | 106% |