At SEF, transparency is one of our core values. The table below presents our financial results and other key statistics:
| Indicator | Oct 2023 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 |
|---|---|---|---|---|---|---|
| Number of active clients | 148,702 | 148,548 | 180,892 | 213,635 | 210,093 | 197,359 |
| Women clients | 99% | 99% | 99% | 99% | 99% | 99% |
| Value of loans outstanding | R 362.5 million | R 438.9 million | R 567.5 million | R 647 million | R 663 million | R 586 million |
| Current average loan size in loan portfolio | R 4,094 | R 4,187 | R 4,384 | R 4,382 | R 4,337 | R 3,950 |
| Number of loans disbursed since inception | 5,364,351 | 5,255,961 | 4,875,062 | 4,426,854 | 3,925,271 | 3,450,440 |
| Amount disbursed since inception | R 16.39 billion | R 15.99 billion | R 14.53 billion | R 12.72 billion | R 10.70 billion | R 8.82 billion |
| Bad debt rate (YTD) | 2.3% | 6.7% | 6.5% | 4.1% | 0.8% | 0.5% |
| Portfolio at risk > 30 days | 1.4% | 4.1% | 6.3% | 3.9% | 4.9% | 0.1% |
| Current rescheduled loans | R 1,126,923 | R 1,418,164 | R 1,184,695 | R 989,819 | R 1,150,933 | R 827,118 |
| Death write-offs (YTD) | R 1,063,751 | R 3,604,831 | R 6,151,764 | R 8,208,331 | R 3,812,988 | R 3,164,531 |
| Total savings held by clients | R 97.4 million | R 75.3 million | R 85 million | R 126 million | R 72.8 million | R 131.9 million |
| Total staff | 850 | 886 | 934 | 966 | 961 | 875 |
| Total operations staff | 678 | 708 | 751 | 780 | 787 | 698 |
| Clients per loan officer | 265 | 249 | 285 | 325 | 317 | 335 |
| Operational self-sufficiency | 97% | 96% | 106% | 116% | 106% | 108% |
| Financial self-sufficiency | 97% | 96% | 106% | 116% | 106% | 108% |