Zama started working for the microfinance sector in 2006 as a Development Facilitator with The Small Enterprise Foundation (SEF). In 2008, he joined WDB Investment Holdings as a Branch Manager. Later on in 2012, Zama joined Moliko Finance Trust as a project manager tasked to introduce Moliko SA in South Africa. In 2016, he received a financial inclusion certificate from Guarantee Trust. Currently, Zama is studying forensic auditing with Unisa.