Ruth joined SEF as a Development Facilitator (loan officer) in 2000. In 2004 she became a Sales Person before moving into a Trouble Shooter position a year later. Since then she was promoted from Branch Manager to Zonal Manager and finally to Regional Manager in 2013. Ruth manages four zones and 18 branches in the North West, Gauteng and Mpumalanga provinces. She ensures compliance with targets and SEF procedures, and oversees the timeline for the collections of payments, disbursements and applications for loans, amongst others.
Ruth has a diploma in Office Administration from the Northern Training Trust. She is fluent in English, Sotho, Tshivenda, Xitsonga, Setswana, isiZulu and IsiXhosa.