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Statistics

The Following is a summary of performance:

Indicator* 2009 2008 2007 2006 2005 2004
Number of active clients 57,425 50,319 41,295 34,553 27,538 22,110
% Women clients 99% 99% 99% 99% 99% 99%
Value of loans outstanding R89 million R70.8 million R49.9 million R36.4 million R26.4 million R19.1 million
Current average loan size disbursed R2,023 R1,715 R1,592 R1,547 R1,424 R1,294
No. of loans disbursed since inception 592,013 468,705 364,827 284,626 217,660 167,768
Amount disbursed since inception R853 million R629 million R467 million R330 million R236 million R170 million
Bad Debt rate 0.9% 1% 0.7% 0.96% 0.4% 1.4%
Portfolio at risk > 30 days 0.3% 0.2% 0.3% 0.4% 0.2% 0.2%
Current rescheduled loans (due to illness) R306,785 R320,422 R339,411 R196,484 R111,860 R86,389
Death write-offs R442,040 R337,159 R246,912 R184,122 R125,046 R71,240
Total savings held by clients R12 million R9.5 million R6.4 million R4.4 million R3.2 million R3 million
Total staff at year end 373 255 250 177 157 104
Total operations staff at year end 315 214 211 146 131 83
Clients per loan officer 213 284 261 281 247 316
Operational self-sufficiency 86% 96% 98% 102% 92% 100%
Financial self-sufficiency 86% 95% 97% 99% 92% 92%

* June of each year.

Related information: Annual Financial Statements